E-Commerce

My name is Roger Clark.

I wish to add the method to process charge cards to my web site, but find my 
search for a solution to be confusing.

As I understand it, the 3 main parts of this are: adding a catalog of 
products and/or services offered to the web site, adding an SSL layer for 
security, and adding a merchant account that actually processes the charge 
card 
request.
I am hoping that I will receive responses recommending competent and well 
priced solutions for an SSL and a merchant bank.

I would prefer:
That the SSL appear seamless so that it isn't obvious that the user has 
traveled to a new web site.
That it not be necessary for the user to belong to the merchant account, 
which 
would force them to create a username and password to be considered.
That there would not be low dollar limits on the per transaction or monthly 
totals.
That the merchant account would also offer a toll free telephone number 
option 
for those users that were uncomfortable transacting over the Internet.

I would appreciate any suggestions that would be helpful in my finding a 
competent and affordable solution.
Many thanks in advance,
Roger 

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