Request for Criticism of Draft Web Site

Hello,

As part of my "Practical Web Management" class, I am requesting a criticism
of a site I prepared for my Final Exam in my "Introduction to HTML 4.0"
class.  This is the first draft of a proposed site for my fledgling Web
Design at-home business.
[URL--http://www.jps.net/rooks/FinalExam/final1.html]

I realize that the links, except for the navigational menu, are dead. Since
the site is still in the draft mode, I just wanted to show what could be on
that page in the future, as I'm sure you understand.

The areas in which I am most concerned are:
1.) Is the site too stark, too informational? Do you recommend graphics?
And if so, what kind and where would be the best placement of them?

2.) Is the site easy to navigate?  Are the labels appropriate and
meaningful?

3.) Should the pages be styled better? Should I  set the margins so that the
text is more readable?

If you have any more points to make, I would appreciate the input. Thank you
for your help in this assignment.

Sincerely,
Michael O'Rourke

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