Java applets

Good morning all you wonderful creative folks :) 

I am in need of some assistance here and totally clueless about java so
please be patient with me...here's what I *want* to do ...you will notice
that I "assume" a lot ...:) 

I want to create an image, probably around banner size and fill it with a
rippling water effect over which I want to place some text.  I assume for
this, I can use a java applet which I again *assume*  is not very different
from any other kind of plugin.

I am on a huge learning curve here with PhotoImpact, and most of the other
Ulead products and I would swear that in my meanderings, I have seen a java
effect, but I am darned if I can find it now...so, I figured that I might
be able to get a suitable applet from the site posted by Lou <thanks Lou>,
complete with the source code for embedding in the html.

Can somebody point in the right direction, either as to how to create it
myself with one of the Ulead products or if I download it, what the heck to
do with it then ...*grin* 

btw..for those that are interested...I *finally* got Cool3D to work...seems
I was missing a couple of .dll's which I got from the Ulead site...works a
treat now :) 

Cheers and TIA :) 

Kym

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