Really Weird Frames Problem (was *Framed In*)

Hi;
Okay, here's what I'm building:
**frame across the top
**frame along left-hand side for nav
**big frame for the rest (content)
In the top frame I have a table with 3 columns and 1 row. The first two 
columns are easy enough: just graphics (one's a spacer). The third column 
holds an iframe/ilayer called *testimonials.html*
In testimonials.html I have a dynamically generated JS script that is 
called onLoad of testimonials.html and writes the page. (This must be where 
the problem is.) I do this so that I can serve up a different testimonial 
each time. The page it writes has a table with two columns and one row. The 
first column has an options list with a bogus form tag. It contains a 
testimonial users can read by pulling down the options box. The second 
column has a photo. Now, here's the rub: The whole header is offset 
downward, concealing part of the graphics, etc., *and* the photo 
(last-mentioned element) disappears! Now, if I visit the testimonials.html 
page, all is well. Why is this??? Furthermore, if I mess with the 
dimensions of the photo, it changes the offset!!! Here's the URL
http://www.thewebsons.com/Clients/Dahls/Commercial.html
TIA,
BenO

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